Dear WILL.I.Am,
First let me tell how wonderful it is that you have started a fund to help people in jeopardy of losing their homes.
I hope you can be our saving angel!
I'm 48 years old, my husband is 51 years old. We've been happily married for 31 years. We have 3 grown children and 6 grandchildren.
I suffer from MS, Fibromyalgia and lupus. So, I receive Social Security Disability. My husband works for an insulation company that is struggling due to the economy and lack of new construction. About a year and a half ago, the company announced they were down sizing and if he wanted to stay on as a sales rep he would be paid commissions only. That meant losing his $3000.00 per month salary. We fell behind on most of our bills our house payment included.
After five months of making hardly anything, my husband was ready to find a new job. The company didn't want to loss him so they put him back on his monthly salary with a small raise. But by then we were struggling and haven't been able to catch up. And all the stress hasn't been good on my medical condition.
Enough about work and on to why we need your help.
After all the changes in his pay I called our mortgage company and they put us on a hardship program that expired on May 17, 2010. I took all our credit cards and unsecured loans to Consumer Credit Counselling. They worked with our creditors and arranged for them to take lower payments so maybe we wouldn't have to file bankruptcy.
But now that we aren't on the hardship program they are asking for the past due payments and the deferred interest. They are also asking for the money they paid on our behalf for back property taxes.
Mr. WILL.I.Am, we have no money for our retirement. No IRA's no 401K's nothing. All we have is our home. And we are in jeopardy of losing it.
As of today, we are $198,238.01 in debt. Our monthly income is approximately $3,700.00 and our monthly bills are approximately $3,500.00 not including money for food, gas, medication or any thing else.
Please help us so we don't lose our home. We have borrowed money from our family and have no where else to go. Our credit score is to low to borrow money to consolidate and we would feel bad about filing bankruptcy on those who extended us credit.
I've been praying for help for several weeks and yesterday I was watching an episode of Oprah I had recorded, and there you were. I took this as a sign to write to you. I hope we hear from you. If for some reason you can't help us, maybe you could tell us who might.
I thank you for your time and pray we hear from you soon. Please help us keep our home.
Sincerely,
D. GILLEN
dgillen123@msn.com
(20961-0581